Vanessa Bright, MBA, AFC, is Executive Director of the Maryland Reentry Resource Center and has 20+ years of experience in providing financial education and entrepreneurship training with those in the criminal justice system.  Christine Callahan, PhD, LCSW-C, is research associate professor at the University of Maryland School of Social Work's Financial Social Work Initiative and has 25+ years of clinical social work experience with those facing medical illness, plus doing research and training in financial social work, especially on behalf of vulnerable populations.